PNB LBO Notification 2025 – Latest Update
The Punjab National Bank (PNB) has officially released the PNB LBO Notification 2025 for 750 vacancies for the post of Loan Business Officer (LBO) across multiple zones in India. This recruitment drive is one of the major banking job announcements of 2025 and brings a remarkable opportunity for banking aspirants who are seeking stable and high-paying government sector employment.
The PNB LBO recruitment focuses on strengthening the bank’s loan expansion across retail, MSME, and corporate sectors. The selected candidates will be responsible for client acquisition, loan sourcing, underwriting assistance, credit assessment support, and branch loan portfolio growth.
This year’s notification highlights enhanced professional eligibility, a competitive salary structure, and a multi-stage selection process involving an online examination and interview. The online application window is open for eligible candidates, and aspirants are encouraged to apply well before the deadline to avoid any last-minute delay.
PNB LBO Recruitment 2025 — Overview
The Loan Business Officer role at PNB is specially designed to expand the bank’s credit services. Candidates shortlisted through this recruitment will be posted across multiple locations and business zones.
The following table summarizes the key highlights:
| Component | Details |
|---|---|
| Organization | Punjab National Bank (PNB) |
| Recruitment Name | PNB LBO Recruitment 2025 |
| Post Name | Loan Business Officer (LBO) |
| Total Vacancies | 750 |
| Application Mode | Online |
| Job Category | Bank Job |
| Selection Process | Online Exam + Interview |
| Salary | Approx. ₹48,000 – ₹92,000/month (depending on grade & experience) |
| Official Notification Status | Released |
| Posting Locations | All India (Circle-wise) |
Key Information Summary
- The recruitment is open to both freshers and experienced candidates, depending on eligibility criteria.
- Candidates must meet educational and professional standards.
- The selection process ensures only meritorious and capable candidates join the banking system.
PNB LBO Recruitment 2025 — Important Dates
The timeline for the recruitment process is crucial, especially because the online application window is limited.
| Event | Dates |
|---|---|
| Notification Release Date | January 2025 |
| Online Application Start Date | January 2025 |
| Last Date to Apply Online | February 2025 |
| Last Date for Application Fee Payment | February 2025 |
| Exam Date | To be Notified |
| Admit Card Release | Before Exam |
| Result Declaration | To be Notified |
Why These Dates Matter
Applicants should set reminders for major events including form submission deadlines and exam dates. Missing important deadlines may lead to disqualification even if one meets eligibility requirements.
PNB Loan Business Officer Vacancy 2025 — Distribution
The recruitment includes 750 total seats, allocated across multiple circles based on business expansion requirements.
| Category | Number of Vacancies |
|---|---|
| General | 330 |
| OBC | 150 |
| SC | 110 |
| ST | 50 |
| EWS | 110 |
| Total | 750 |
Vacancy Pattern Insights
- The General category holds the highest number of openings.
- A suitable reservation structure in line with government norms is followed.
- The intake volume indicates large-scale expansion of PNB loan services.
PNB LBO Circle-Wise Vacancy Distribution
Circle-wise deployment ensures balanced workforce distribution across metropolitan, semi-urban, and rural areas.
| Circle Name | Vacancies |
|---|---|
| Delhi NCR | 120 |
| Mumbai | 80 |
| Kolkata | 70 |
| Chennai | 65 |
| Bengaluru | 60 |
| Bhopal | 55 |
| Lucknow | 50 |
| Chandigarh | 45 |
| Jaipur | 40 |
| Patna | 35 |
| Others (Zone-based allocation) | 130 |
| Total | 750 |
Importance of Zone-Based Recruitment
Candidates may receive postings within multipurpose branch networks, MSME hubs, corporate loan centers, or regional credit processing units.
PNB LBO Eligibility Criteria 2025
To apply for PNB Loan Business Officer recruitment, candidates must meet education, age, and experience criteria.
Educational Qualification (As of 01 January 2025)
| Required Qualification | Details |
|---|---|
| Minimum | Graduation in any discipline |
| Preferred | MBA (Finance), PGDBF, CA, CMA, or Banking Certification |
| Specializations Considered | Finance, Banking, Economics, Commerce, Business Management |
Notes on Qualification
- Candidates with banking certifications such as JAIIB/CAIIB will receive preference.
- Professional degree holders have an advantage during selection.
Post-Qualification Experience (As of 01 January 2025)
| Experience Criteria | Requirement |
|---|---|
| Minimum Professional Experience | 0–2 Years |
| Preferred Experience | Banking/Loan Sales/Credit Underwriting/Financial Sales/FinTech |
| Freshers Eligible | Yes (With additional document screening) |
Why Experience Matters
Although freshers are eligible, candidates with prior banking or finance experience will have a better competitive edge.
PNB LBO Age Limit (As of 01 January 2025)
| Category | Age Limit |
|---|---|
| Minimum Age | 21 Years |
| Maximum Age | 30 Years |
Age Relaxation
| Category | Relaxation |
|---|---|
| OBC | +3 Years |
| SC/ST | +5 Years |
| PwD | +10 Years |
PNB LBO 2025 Apply Online
Candidates must apply through the online application portal only. Physical or offline applications will not be accepted.
Steps to Apply Online for PNB LBO Recruitment 2025
- Visit the official recruitment portal.
- Register using email ID and mobile number.
- Login and fill in the detailed application form.
- Upload scanned documents including signature, photograph, and certificates.
- Pay the application fee via available payment gateways.
- Review and submit the final form.
Application Fees
| Category | Fee |
|---|---|
| General/OBC/EWS | ₹850 |
| SC/ST/PwD | ₹150 |
Pre-Requisites for Application
- Valid mobile number & email ID.
- Scanned passport-size photograph and signature.
- Educational certificate documents.
- Identity proof such as Aadhaar, PAN, or voter ID.
- Internet connectivity for online submission.
PNB LBO Selection Process 2025
| Stage | Description |
|---|---|
| Stage 1 | Online Written Examination |
| Stage 2 | Interview |
| Stage 3 | Document Verification |
| Stage 4 | Medical Fitness & Joining Formalities |
Pattern of the Written Exam
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 40 | 40 | |
| Quantitative Aptitude | 40 | 40 | |
| English Language | 40 | 40 | |
| Professional Knowledge (Loan & Credit) | 40 | 80 | |
| Total | 160 | 200 | 120 Minutes |
PNB LBO Salary Structure 2025
The salary package includes basic pay, performance-based incentives, loan benefits, pension, DA, HRA, and other allowances.
| Component | Amount |
|---|---|
| Basic Pay | ₹34,500 – ₹52,200 |
| Allowances | ₹12,000 – ₹24,000 |
| Performance Incentive | Based on business |
| CTC (Estimated Annual) | ₹6.5–10.2 Lakhs |
Additional Benefits
- Pension & PF
- Travel allowance
- Medical benefits
- Leave encashment
- Home, vehicle & education loan concessions
Conclusion
The PNB LBO Notification 2025 is a significant career opportunity for aspirants aiming to work in the banking sector. With 750 vacancies, a structured selection process, competitive salary, and career growth prospects, this recruitment is expected to attract a high volume of applicants.
Candidates interested should read the eligibility criteria carefully, prepare strategically, and apply before the last date. With adequate preparation and a professional approach, one can successfully secure a stable banking career with Punjab National Bank.

